Sometimes it seems that there are a thousand questions that need to be answered in a family's financial life. For example:

• Do I need an effective will?
• What about Powers of Attorney and "Advanced Directives" in case I become disabled?
• Why are variable annuities usually an unwise investment?
• Are there more tax-effective ways to give to charity?
• How much insurance coverage is really appropriate?
• How important are the tax consequences of investments?
• Is the Roth-IRA really such a big deal?
• What makes for a properly diversified investment portfolio and how can it reduce risk?
• Are all those brokers out there more or less the same?
• Which sales charges or fees are reasonable?
• Must parents and grandparents use their own state's 529 plan? If not, which one should they use?
• Are there smarter ways to save for college?
• What financial "ripoffs" should investors be wary of?
• Is the Alternative Minimum Tax affecting our family? How badly? What can we do about it?

Whatever your questions or needs, we will get you the right answers. We will use our unique combination of knowledge and skills to help you understand and manage your financial picture more effectively and efficiently.